• Skip to main content
  • Skip to footer

Click Here to Read our Real Estate & COVID-19 Virus Protocol Update

Caron B Realty International - Luxury Homes in Hawaii

  • Why Caron B?
    • About Us
    • Company Culture
    • Our Agents & Staff
    • Success Stories
    • Testimonials
    • Recent Sales
    • Careers
  • Featured Listings
    • Distinguished Lifestsyle Collection
    • Spotlight Collection
    • Starlight Collection
    • Market Reports
  • Buyers
    • Home Buying Tips
    • Home Buyers Guide
    • Home Loans
    • Buyers Contact Form
    • Relocation
  • Sellers
    • Home Seller Tips
    • Home Selling Guides
    • Sellers Contact Form
    • Home Value
  • Concierge
    • About our Concierge & Caretaking Services
    • Our Relocation Concierge Services
    • Concierge Property Management Services
    • Luxury Estate Management Services
    • Home Maintenance Checklist
  • Rentals
    • Tenant Login
    • Owner Login
    • Available Rentals
  • News
    • Blog
    • Monthly Newsletters
    • Video Series
  • Contact Us
    • PH: (808) 593-9826
    • Email: concierge@caronb.com
    • Sign Up for our Newsetter
    • My Account
  • Search

Home Loans

Back to Buyers Page

Finance Information

How much home can you afford? Use our finance center to learn about your loan options below. There are several loan programs available, and depending on your credit history, there is bound to be one that is perfect for you. Here are a few examples of the most popular programs offered today:

Buying a Honolulu, HI luxury home is both thrilling and a bit unnerving, especially if you’re a first-time home buyer. Both experienced luxury home buyers and first-time luxury buyers alike will benefit from the frequently asked questions below. Before you begin your Honolulu, HI luxury home search, it is recommended that you prepare yourself for the journey by educating yourself. This will ensure you are a knowledgeable home buyer prepared to make a confident home buying decision.


Q – I’ve never purchased a home before.  Where should I begin?

A – Actually, you’ve already started the process. Fact-finding and reading articles is a great way to become a smart consumer. The highest priorities to focus on before you begin searching for specific areas, neighborhoods, or homes would be to:
•Familiarize yourself with your personal finances.
•Learn about the Honolulu, HI luxury real estate market.
•Carefully review your budget and begin to eliminate as much debt as possible.
•Have a down payment and earnest money ready when the time comes to act and make your offer.

Your next step is to contact us. As your home buying specialists, we’ll protect your interest and manage the details of the real estate transaction on your behalf to your complete satisfaction.  For more experienced buyers, a little brush up on the real estate process wouldn’t be a bad idea. Of course, you’ll need a really sharp Honolulu, HI luxury real estate team to protect your interests too!

Q – With all the bad news about mortgage products and home foreclosures, how do I avoid making a big mistake when deciding which type of loan to select?

A – Once we meet and review your finances along with your home buying needs, you should select a lending consultant. We can recommend several trusted lending professionals or you can choose your own. Having upmost confidence in your lender is important. Be sure you feel completely at ease with them.  They should speak to you in easy to understand terms.  Ask lots of questions and never sign any document until you know what you are signing and feel completely at ease signing it. More and more lending professionals are recommending fixed interest rate loans and interest rates are still very attractive. Of course, the type of loan best for you depends on several factors. Here are just a few:
•How much money do you have for a down payment?
•How long do you plan to live in the home?
•Do you qualify for a FHA or VA loan?

Because more luxury homes are on the market here in Honolulu, HI, your choices are plentiful and the time is right for you to buy.

Are you ready to schedule your home buying consultation?  If so, contact us today and together we will review your needs and your budget to help you find the right Honolulu, HI luxury home for you!

Footer

Hawaii Home Sellers

The Hawaii real estate market requires expert guidance to pair your most valuable asset with the right buyer.

With Caron B Realty, you will experience a proven approach towards sales and service and a competitive advantage unmatched in the local, real estate industry.

If you have a Hawaii property to sell, from Diamond Head to Lanikai, Hawaii Kai to Waimanalo, or Downtown Honolulu to Waikele, we are here to help you sell for top dollar in the shortest amount of time.

Hawaii Home Buyers

If you are looking for Hawaii luxury homes for sale, you are in the right place. With us, you can access an extensive international network, unsurpassed knowledge of the local real estate market and important information on current market conditions.

We work tirelessly to help you find your Hawaii dream home based on location, price, style, and amenities.

We take pride in seeing and sharing the vision you have and transforming it into your future home, as quickly and effortlessly as possible. Are you ready to get started?

Caron's Commitments

Honesty, modesty, humility, positivity, professionalism, and a never-ending quest are commitments we honor.

At the same time, we never miss an opportunity to smile, laugh and listen.

Whether we are staging a Hawaii property for an open house, negotiating offer terms or conducting research, we strive to provide you with a positive experience you'll want to share with others. Are you ready to say “Wow!”?

Copyright © 2023 · Caron B Realty International · All Rights Reserved · Ph: (808) 593-9826 · Fax: (808) 356-1503 · Privacy Policy